Equity Release

Equity release is a way for homeowners over the age of 55 to release tax-free funds from their homes, without having to move. There are two types of equity release; Lifetime mortgages and Home reversion. 

At MWS we do not advise on home reversion plans as we believe they are an unsatisfactory product and can financially impair potential equity release users, we only advise on Lifetime Mortgages.

Our specialist equity release advisers search our entire product range to find the right equity release plan for you, we will explain:

  • You have to get advice before releasing tax-free cash from your home - we will advise you to make sure whether it is the right option for you.

  • MWS offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits.

  • All of our advised plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value.

  • You should always think carefully before securing a loan against your home.

All of our advice is free and delivered by qualified equity release experts. Please get in contact if you wish to have an initial discussion to find out if equity release could be the right option for you.