Many people get confused about pensions and find them complicated to understand. A pension is, quite simply, a very tax-efficient savings plan for your retirement. The pension freedoms introduced in 2016 further simplified pensions, making them savings plans you can draw on as and when you wish once you are retired, enabling you to do the things you want to do when you retire.

We can advise you on products from the entire market and, as always, our advice is independent and impartial. If you are working, you will usually be building up the right to the State Pension – and possibly an Additional State pension – but these may not be enough to give you the standard of living you want when you retire. The statistics show we are all living longer and want to retire earlier. We will offer you advice on how to build up a pension fund for your retirement and how to draw from it once you retire, always considering how to maximise the tax benefits and allowances on offer. If you have existing pensions, we will review these for you and make suitable recommendations.

If you are in need of effective retirement planning and pension advice, MWS will help you to achieve your retirement goals. We offer a complimentary consultation; the purpose of this is to identify your personal needs and objectives, establish what benefits would result from using our services, outline our associated costs and give you the opportunity to appoint us as your financial advisers.

Contact us today to discuss your retirement planning needs.







To grow the assets within your pension, suitable investments will be recommended. You can find more information about investments here.